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Your budget. Your own private account.

Check duplicate bills

Matches have the same payee, even when amounts or due dates differ. Checks only compare entries assigned to this monthly budget, across its pay periods. Entries in another month are never included. Weekly checks use due dates, or payday when no due date is available. Each Merge button removes only that entry and keeps the destination entry you choose. All other entries remain. Amounts are not added together. Savings and rollovers are excluded. Recurring schedules are unchanged.

Start over with blank defaults

This clears all bills, schedules, deposits, income, savings and custom categories in your account across every year. It restores Friday paydays, zero balances and the standard categories. Your login stays the same.

Loan calculator

Tax is calculated on the full purchase price before down payment. State presets are general statewide rates, including mandatory statewide add-ons, as of July 2026. Local and vehicle-specific rates, trade-in credits and fees may differ; adjust the rate to match your quote. Sales tax starts off for mortgages. Rate source.

Fixed-rate estimate with monthly payments. Insurance, property tax, mortgage insurance and other ongoing fees are excluded. Calculating does not add a bill to your budget.

Daily banking worksheet

Bank account

Enter a fresh bank balance each day. Unchecked pending transactions carry forward automatically. Check Paid when a transaction clears; it stops affecting available balance and does not carry to later days.

Pending bank transactions

Unpaid scheduled bills

Includes unpaid scheduled bills through the current pay period, including bills carried from earlier months or pay periods. Each period begins on payday and ends the day before the next payday. Move a bill to pending when it appears at the bank; mark it paid when it clears. Tracked credit card and loan balances update when their linked bills are marked paid.

Budget settings

These settings belong to your account and apply when you log in. Other family members can choose their own.

Monthly bill actions

Select individual bills or all bills in this monthly budget. Other months and recurring schedules stay unchanged. Savings transfers and rollovers are excluded.